| Health First Associates "Benefits at a Glance" |
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Health Insurance
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Health First Health Plans
• Open-access for Primary Care Physicians & Specialists • EPO Primary, EPO Plus, EPO Choice, HDHP • Prescription & vision riders
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Dental Insurance
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Delta Dental
• Basic Plan, Plus Plan, Premium Plan • Orthodontic coverage available for Plus and Premium plans
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Life Insurance
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Liberty Mutual
• Basic Term Life 1x annual salary (employer paid) •Supplemental Term Life: 1 to 4 times annual salary (associate paid) • Dependent Life insurance - spouse and children
*Evidence of Insurability required if Life Insurance is over $400,000 ($30,000 for spouse) and for annual open enrollment increases and status changes. **Maximum coverage allowable - $1,000,000
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Short-Term Disability
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Liberty Mutual
• Full-time associates only • 60% benefit (associate paid)
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Long-Term Disability
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Liberty Mutual
• Full-time associates only • Basic 40% benefit (employer paid) • Supplemental (optional) purchase: 50% or 60% benefit (employee paid)
**Evidence of Insurability required for increases to 50% or 60% during open enrollment and status changes.
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Health Care & Dependent Care Flexible Spending Accounts
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Flexible Corporate Plans
• Associates are able to set aside through payroll deduction pre-tax money to pay for eligible medical or daycare expenses • Health Care Spending Account (eligible after 1 year of employment & next open enrollment) • Dependent Care Spending Account (eligible upon hire)
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Retirement Savings Plan 401(k)
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Milliman, Inc.
• 1 - 100% tax free savings available at hire • Maximum $15,500 a year; Age 50+ maximum $20,500 per year • Employer contributions begin after one year, 1000 hours and at next semi-annual open enrollment (January and July): • 2% basic retirement contribution • Matching contribution of 50%, up to a maximum of 8% of associate contribution
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| Building convenience |
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Personal Leave
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Associates hired on or after 1/1/99:
• 25 days/ 0-5 years of service • 28 days/ 5-10 years of service • 31 days/ 10-15 years of service • 34 days/ 15-20 years of service • 37 days/ 21 years of service & above
• Cash- in available up to four times a year
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Employee Assistance Program (EAP)
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Atlantic Psychiatric Center
• Short term counseling and referral for longer term services for a variety of needs • All Health First associates and their dependants are eligible for up to six free & confidential sessions per incident
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Compassionate Leave
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Paid time off for scheduled work days for a death of a family member
• Up to 3 days (full-time associates) & up to 2 days (part-time associates) • Maximum of 24 hours of paid time off
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Recognition Program
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• Service Awards • Significant Contributor Award • Formal Recognition Awards • Corporate Awards • Team Awards • Retirement recognition
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Jury Duty
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• Paid time off for jury time served
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Leaves of Absence
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• FMLA - eligible after 1 year & 1000 hours of employment • Medical - eligible after 90 days of employment • Personal -eligible after 1 year of employment • Military - available anytime associate has to be absent for active duty • Educational - eligible after 1 year of employment
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Pro Health & Fitness Centers
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• Membership fee of $100 is waived • 25% discount for associate membership • Payroll deduction available for full & part-time associates monthly dues • Locations: Melbourne, Merritt Island, Palm Bay and Viera (opening in 2008)
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Tuition Reimbursement
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• Available after 3 months of employment in a benefits eligible position • Must maintain full or part-time status • Must be a Health First approved institution (degree-seeking) or program (non-degree or technical) • Annual Reimbursement benefit (per calendar year) • Full Time: $1500 - Undergraduate or Technical • Full Time: $4600 - Graduate • Part Time: $750 - Undergraduate or Technical • Part Time: $2300 - Graduate • Reimbursement based on letter grade (A, B or C only)
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Other Benefits Available
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• Section 529 CollegeBound Fund • Direct deposit of paycheck into bank institute of your choice (when available) • Automobile insurance payroll deduction feature (Choice PlusAdvantage) • Pet Insurance (payroll deduction) (Voluntary Pet Insurance) • AAA Auto Club South (payroll deduction of intial annual dues) • Cancer Insurance (Colonial Life) • Child Care Services at Melbourne Pro-Health & Fitness Center • Legal Plan - Hyatt Legal Plan • Associate discount of 25% in the cafeteria and gift shop
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Disclaimer
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This is a summary and does not provide all the details of the plans. The actual terms of the plans are contained in the plan documents or certificates of coverage.
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