Choosing a health plan is not as easy as it once was. Of course, the costs, coverage, and out-of-pocket maximum are important, but just as important are the doctors and hospitals covered in the provider network and the plan's quality ratings. So, before you enroll in a plan, make sure you're not trading quality, service, and the doctors and hospitals you trust for premiums and copayments that seem too good to be true
For Medicare Advantage (MA and MA-PD) plans
Rewards (HMO), Value (HMO), Classic (HMO-POS), Secure (HMO), Employer Group plans (HMO and HMO-POS)
To be eligible to enroll, you must:
Once we verify your eligibility with Medicare, your coverage will become effective the first day of the month after we receive your enrollment form.
The Annual Enrollment Period is from October 15-December 7. For most people, this is the only time they can choose a Medicare Advantage plan, unless they qualify for a special election period. Some of the reasons that may qualify you for a special election period include:
Please contact customer service for more information.
Most people cannot change to a different Medicare Advantage plan after December 7, but you may disenroll from your plan between January 1 and February 14. If you disenroll from your current Medicare Advantage plan during this time, you will return to Original Medicare—and if your current plan includes Part D prescription coverage, Medicare will allow you to choose a stand-alone Part D plan (this is also called a PDP).
There are also special situations that may qualify you to change your coverage during other times of the year (for example moving to another area), so please contact customer service for more information.
Y0089_MP4369 CMS Approved 11052014
Last updated: 10/01/2014